Last Updated: February 19, 2026
These Terms and Conditions ("Terms") govern your use of the Contempra Holdings website and services. By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our services.
Use of Services
Contempra Holdings provides direct lending and financial services. Our services are available only to individuals and businesses that can form legally binding contracts under applicable law. You agree to provide accurate, current, and complete information when applying for our services.
Loan Applications and Approvals
Submitting a loan application does not guarantee approval. All loan applications are subject to credit review, verification, and underwriting. We reserve the right to decline any application at our sole discretion. Loan terms, interest rates, and conditions are subject to change and will be disclosed to you prior to final approval.
SMS Terms & Conditions
By providing your mobile phone number and opting in, you agree to receive SMS text messages from Contempra Holdings, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at larry@contempra-holdings.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
Financial Information
We may collect and verify financial information including credit reports, income verification, and employment history as part of the loan application process. By applying for our services, you authorize us to obtain and review such information.
Fees and Charges
All fees, interest rates, and charges associated with our lending services will be clearly disclosed to you prior to loan acceptance. You agree to pay all applicable fees and charges according to the terms of your loan agreement.
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of Contempra Holdings and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.
User Conduct
You agree not to:
- Provide false or misleading information
- Use our services for any illegal purpose
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of our website
- Violate any applicable laws or regulations
Privacy
Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.
Disclaimer of Warranties
Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or completely secure.
Limitation of Liability
To the fullest extent permitted by law, Contempra Holdings shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or website.
Governing Law
These Terms are governed by the laws of the State of Oklahoma, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in Oklahoma County, Oklahoma.
Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy and any loan agreements you enter into with us, constitute the entire agreement between you and Contempra Holdings regarding your use of our services.
Contact Us
If you have questions about these Terms and Conditions, please contact us:
Contempra Holdings
2517 Semillon Way
Edmond, OK 73012
Email: larry@contempra-holdings.com